About Auto Insurance Online ™

Mission car insurance online

Mission car insurance online is to continue to provide consumers with valuable knowledge of auto insurance by insurance online Auto informative content and help them have access to the best auto insurance rates available with the help of online auto insurance comparison tool price online. We hope that the tools online auto insurance can help make the shopping experience more success for the average consumer. Online Auto Insurance vision is to become the preferred method of comparison between America and buying car insurance online.
Car insurance online Beginnings

Founder Cesar Diaz started selling car insurance policies in California by more points than bricks and mortar in 1990. In 2005, its development OnlineAutoInsurance.com has given consumers a tool to compare car insurance with the option of buying a policy online .

In 2010, the popularity of comparisons online quote has increased and, as a result of user demand online auto insurance began offering more carriers evaluate nationwide. Today, we provide millions of visitors annually the opportunity to compare quotes online from a variety of media.

Car insurance online team

The online car insurance team consists of insurance agents licensed, experienced journalists and professionals who wish to bring visitors the most relevant content, timely news and valuable information:

•     Benjamin Zitney, publisher and writer
•     Charles Nguyen, Journalist

Benjamin Zitney

Benjamin Zitney OnlineAutoInsurance.com began working in 2010 as the first writer of Auto Insurance

Benjamin holds a degree in journalism in 2009 from Cal State Long Beach, where he worked for three years for the publication of the new campus, the Daily Forty-Niner as an editor, managing editor and journalist. Forty Niner, focuses on the relations on economic and tells the tumultuous relationship between the legislature of California and the California State University System.

As an intern at the California Authority powers common insurance, it studied the value of the documents and records of the agency 30 years and interviewed employees past and present to build a vast history of 30 years documents entity business insurance.

Charles Nguyen


Charles Nguyen became the newest addition to the team when he started writing for the news division in early 2012. Charles is a writer who has been up and down California covering crime, police, judges, and the government with his dog Woody.

His days of reports began to UCSD, where he worked for the release of Guardian campus and moved his way up to editor journalist. He wrote that he could for the biweekly newspaper, a new series covering a scandal pornography on campus to pop music reviews and movies Denzel Washington.

His cuts postgraduate took him to the area of ​​Barstow and Oakland now back in San Bernardino County, with news online car insurance. He also spent a year at the San Diego district attorney in the AmeriCorps VISTA program, helping to re-entry and outreach efforts for the criminals and disadvantaged young people.
Online new division. He is currently the editor, edit all content posted by auto insurance online and the studies that show how the mounting state laws, regulations and practices affecting insurers' the average consumer.

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Why you did not compare car insurance quote before?

Get quotes from car insurance provider is easy. You can pick up the phone and speak to an operator, or you can get your quote right on the homepage. These days, you can have a clear idea of ​​how the car insurance will cost you only punches in numbers on your computer. But once you have a handful of quotes in front of you, how do you determine the policy that is best for you? Here are some tips to help you to effectively compare car insurance quotes.

Understand that the cost is not everything.

When you start to compare auto insurance quotes, you may be tempted to base your decision on the "bottom line" What policy will it cost less money in your pocket? Some people do not want to spend too much time shopping for car insurance and for this reason, the price is often the only determining factor. However, the price is not the only thing to consider when trying to get the most coverage for your money. If you are really interested to determine what auto insurance providers offer the best for your money, you have to look beyond the dollar signs and click through the little details that separate from each other.

Get all the information in order.

When comparing the cheapest car insurance with an eye toward the purchase of auto insurance, you do not want approximate figures. You want to know the exact amounts in dollars and accurate coverage limits. To ensure accuracy, it is in quotes you receive, be prepared to provide information such as the make and model of your car and all its safety features. Since you will also be asked about your driving record, it is important to omit anything that could change your offer. Also, be ready to provide all the information on the incidents of the past you have been involved in and how much money in insurance claims paid accordingly. Previous statements may have an impact on the amount of your budget.

Leave no stone unturned.

Comparing auto insurance quotes is not always comparing apples to apples. Sometimes it can be like comparing apples and oranges ... or apples to baseballs. The fact is that not all car insurance policies are the same, and there are many options to choose the auto insurance coverage. Failure to make a thorough comparison could put at risk of losing something critical. To avoid overlooking important details, make sure each estimate takes into account the same level of coverage for personal injury, property damage liability, collision coverage, uninsured motorist coverage and personal injury protection, and then look for other factors involved in your decision. Never assume that coverage involved in all the citations will be identical. If you make that assumption, you might end up choosing a policy that is missing something essential, as the correct collision coverage or coverage for personal injury.

Take a look at your current policy reference.

Not shopping for car insurance each has an existing policy. But if, precede your opinion quote comparison your existing auto insurance policy is a good starting point. There is some level of coverage you could stand down or you need more coverage? Your personal protection against accidents too low? Use your existing auto insurance policy as a measure to determine if you get the best coverage at the best price.

The opinions count.

Get the opinions of friends, family and neighbors who have had experiences with different car insurance providers is a good way to reduce your choices. When it comes down to it, there are insurance companies that are better than others to provide a process of customer service of the highest caliber and complaints faster. Since these factors can not be compared on paper, it makes sense to dig a little 'deeper into the reputation of the "real world" of an insurance company to talk to people who have had first-hand experience. If you are not satisfied with what you have learned by speaking directly with those you know, take your search online. You can learn a lot by reading customer reviews on forums and social media sites.

Search the financial situation of the insurance company.

Just because the worst case, it is unlikely to happen, it does not mean it's impossible. Think about what could happen if you insure the vehicle with a supplier that is in the process of economic decline. It could cause accidents waiting to be held indefinitely, or you could also lose coverage if the insurance company in question goes by. Before choosing an insurer, check your credit rating on the company's AM Best. And 'free, it's easy, and it is the smart thing to do.

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when the cheap car insurance is not better

    I do not blame you. You just made a serious investment, and every penny you can save on your auto insurance policy is one that remains in your pocket.

But when it comes to saving on auto insurance, cheapest is not always best. We'll explain why you should look for a policy that combines accessibility with adequate coverage (even if it costs a few dollars more).
"Auto insurance cheap" rarely translates "best car insurance"
We've all heard the timeless (and boring) old saw that "you get what you pay for." Shopping on Amazon trawling in the waters of Craigslist, we all find ways to get what we want for nothing. But in the world of auto insurance, the old adage still rings true.
Here are some reasons why the cheapest car insurance available is not always the best car insurance for you:
    The minimum coverage, the minimum protection. Although the minimum liability coverage your state sounds appealing, consider how it will help after an unexpected accident. What appears to be a decision to save money when buying it can quickly turn ugly when it's time to make a claim.
    A higher deductible = more spending out-of-pocket. Beat the deductibles beard a little 'off the top of your monthly insurance, of course. But it will also increase the cost of filing an application. Pay up to $ 1,000 out of pocket in order when a complaint Global can make money you've saved on your premium feel ridiculous.
    The lower limits result in higher liabilities. Limits available may seem astronomical - far beyond the levels of damage you imagine you can inflict. But you would be surprised at how fast these limits can be met and exceeded, leaving you responsible for the excess. (Think to contact a Bentley one-of-a-kind.)
A cheaper policy in action
Let's say you bought car insurance with the slightest injury to the limits of coverage against the State and property:

• ·    $ 15,000 per person
• ·    $ 30,000 per accident
• ·    $ 5,000 for property damage

You are a good driver, so you decide to take these limitations and $ 1,000 deductibles on comprehensive and collision coverage, down any collateral optional. And then, you can save a few hundred dollars on the prize.
Everything is great ... until months later, when an uninsured motorist hits you in the middle of an intersection where he had the green light. The repair bill project rises rapidly to thousands, and $ 1,000 deductible means that you have already spent many times that you saved at the checkout.
It is here that a better policy with more coverage, you can end up saving a lot of money.
there are more - and better - ways to save on your auto insurance
If you are looking for the cheapest car insurance without sacrificing vital safeguards, look for discounts available for you. Some of our most popular cuts:

• ·    demand reduction, free
• ·    Multi-car discount
• ·    Homeowners reduction
• ·    Good driver discount
• ·    Switch & discounts Save®
• ·    Discount rapid 5®
• ·    Paid in full discount
• ·    discounts on vehicle safety

Let's see ... you do not own a house, and you only have a car to insure. But you're a safe driver, you pass Insurance another provider, you get a quote online, your car burglar alarms and daytime running lights, and want to pay in full when you buy your policy.
Depending on the state to call home, which is up to 6 cuts have accumulated already! Oh, you have a PayPal account, right? Let the 7 car insurance discounts that can help you save money.
Discounts may vary. If you are an existing customer Insurance and have questions about your discounts, call us at 1-800-Esurance (1-800-378-7262).
So, how do you get the cheapest car insurance and the best?

It starts with smart shopping. Obtain and compare quotes side by side. A few minutes to get a free quote online Esurance, and while you're there, you'll be able to compare prices of other top insurers car insurance without leaving the site.

If you want to control the guarantees in advance, spend a minute with our line
Counselor® cover for quick tips and personal advice. This way you know what to look for as you shop for the policy that best suits you.

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